The Code of Ethics (sometimes written as COE) class is required every 3 years by the National Association of Realtors^®. The current cycle is through January 1, 2025 to December 31, 2027

Taught by: Jaynee Beck, Windermere Central Oregon

Join us for Cascades East Association of REALTORS Commercial Marketing Meeting, hosted by Coldwell Banker Bain. This month’s meeting will take place at Coldwell Banker Bain in Bend. Earn 1 CE with a presentation on Cost Segregation, REIT’s and 721 Exchange, and network with fellow brokers.

Speakers: Brian Yormack and Mike Musco

Free to Cascades East REALTORS members, lunch included. 

Polish your skills with 40% off all real estate, mortgage, appraisal, and professional development courses on March 10^th-12^th. Enroll at https://COAR.TheCEShop.com and use promo code CLEAN at checkout.

Get 40% off your real estate education before the buzzer sounds. Enroll today at https://COAR.TheCEShop.com with promo code BBALL through 3/19/25.

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This fair housing webinar focuses on lessons from Newsday’s investigation of REALTORS^® in 2019 that revealed widespread fair housing discrimination in Long Island, New York. Investigative Reporter and Author Bill Dedman will lead a guided tour of the investigation with video clips and discussion. Topics include:

• How were the tests conducted?
• What were the major findings?
• What role may unconscious bias play in steering?
• What can agents say about schools and neighborhoods?
• What are the best practices for ensuring fair treatment?
• What training and resources are available from NAR and others?

Taught by: Bill Dedman

Join us for Cascades East Association of REALTORS^® Commercial Marketing Meeting. This month’s meeting will take place at Campfire Hotel in Bend. Earn 1 CE with a presentation on proposed electrification efforts in the City of Bend. Free to association members.

Lunch Included!

Course covers: Disaster preparation, mitigating risks, understanding insurance coverage and factors impacting rates

Instructor: Matt Ramage

Consumer Education & Outreach Coordinator, Oregon Division of Financial Regulation

$5 COAR members

Free for Ed Club members

The Rate Equation: Understanding What Drives Borrower Interest Rates"
"A Guide for Real Estate Agents to Decode Mortgage Pricing" 

Have you ever wondered why mortgage interest rates vary so widely between borrowers? This course is designed specifically for real estate agents who want to gain a deeper understanding of how mortgage companies and originators calculate interest rates based on individual risk factors.

You’ll learn:

• The key components that influence a borrower’s rate, including credit scores, loan-to-value ratios, and more.
• Why two borrowers with the same loan amount can receive different rates.
• How understanding rate determination can help you set realistic expectations for your clients.

Gain the knowledge to better collaborate with lenders, educate your clients, and elevate your role as a trusted real estate professional!

Taught by: Debra Killian

Debra Killian is a licensed real estate agent and was a licensed mortgage broker and loan originator for 28 years.  She has been teaching financing and real estate courses with Dynamic Directions for over 20 years.

$20 Cascades East REALTORS^® members

$15 Ed Club Members

Plant seeds of success and watch your dreams grow this spring.

Take 40% off all products. Visit https://COAR.TheCEShop.com and use promo code PLANT on 4/23/25.